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Management Liabilities

The effectiveness and well being of your senior management team are intrinsically linked to the smooth running and success of your business. We have designed a range of products to give effective protection to managers in the modern business environment:

AIG's BusinessGuardTM suite of insurance products for small to medium sized businesses has been enhanced with new solutions for professionals and associations.

Product Summary

The new and improved BusinessGuard suite of products offers comprehensive management liability insurance solutions for a wide range of private business types.

PrivateEdge offers an all-in-one management liability solution specifically designed for private companies and their directors. It combines D&O cover tailored for the private company market with cover for a broad range of management liability exposures, including Fidelity, Employment Practice Liability, Company Liability, Investigation Costs, Superannuation Trustees, and Crisis Loss

HospitalityEdge builds on the PrivateEdge concept and includes cover targeted specifically at the hospitality industry.For example, the policy provides cover for licensees by explicitly naming them as Insured Persons.It also provides cover for claims made by a Member in connection with membership promotion, membership rights, or the termination or suspension of membership, including claims for harassment or discrimination.

Not-for-ProfitEdge is designed to address the increasing exposure of not-for-profit directors.In addition, the policy provides cover for claims made by or against volunteers and tax disputes cover, issues of special concern to non-profits.

AssociationEdge is a combined management and professional liability insurance policy for associations and other not-for-profit entities. It includes cover for an organisation for a professional breach of duty as well as misleading and deceptive conduct, fraud/dishonesty, intellectual property infringement or defamation claims.

PartnershipEdge is specifically designed for professional partnerships. Coverage is provided for the management liability exposures of the firm’s partners and employees, which are not normally covered under a firm’s professional liability insurance.