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Landlords Resiential

Landlords residential property insurance covers flats, units, apartments and houses which are leased or rented to tenants.

No matter how careful you are there is always the chance you will have problem tenants. To provide you with the protection that you need, landlord’s residential property insurance covers you for deliberate or intentional acts by tenants, or vandalism or malicious acts by tenets. In addition, you are able to select optional cover for the loss of rental following accidental loss or damage to your buildings.

Insuring properties which you own but don’t live in can be a complicated business, to make it simpler we have a policy specifically designed to protect your investment.

How much insurance is Enough:

The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild than to buy a new one.

We will work with you to estimate the replacement cost for your home and to adjust your policy limits from time to time as needed. It is critical that you provide us with accurate, updated information about your home and contents.

If your dwelling limit accurately reflects your home’s true replacement cost, some insurers will pay more than the limit if a covered loss is greater than the limit on your policy.