Income Protection Insurance

One’s ability to maintain a standard of living is entirely dependent on one’s ability to earn an income. The most important asset that any working person has is their personal exertion income. If that is lost then everything else supported by this earning potential is at risk of being lost.

Income Protection Insurance is designed to replace up to 75% of your personal exertion income if you cannot work, either temporarily or totally as a result of accident or illness.  Whilst it cannot give you 100% of your pre-disability income it goes a long way to help maintain lifestyle.